Document Checklist

Documents needed for Pre-Approval / Purchase / Refinance

1. ALL PAGES of the most recent 2 months? statements from Bank Accounts (checking, savings, CDs, Credit Unions, etc?) and any other ?liquid? accounts (e.g. Stock and Mutual funds)
2. ALL PAGES of the most recent 2 months? statements from Retirement Accounts (401K, IRA)
3. Pay stubs covering the most recent 4 weeks of employment
4. The End-of-Year pay stubs from previous two years (last ones rec?d in Dec of those years)?if available. Needed to document Bonus income.
5. W2s for previous 2 years
6. A recent mortgage statement
7. Copy of Homeowner?s Insurance policy declaration page, (OR Name and phone # of Insurance Agent)
8. Name and phone # of landlord or apartment manager (if 1^st-time homebuyer)
9. Copy of Green Card (front and back) if NOT U.S. Citizens
10. Copy of H-1 if applicable
11. Copy of Driver?s Licenses for all buyers

If you have rental properties:

1. Rental agreements
2. Recent mortgage statements for these properties
3. Complete Federal Tax Returns for previous 2 years, with ALL schedules

If? Self-employed or commissioned:

1. Complete Personal Federal Tax Returns for , with ALL schedules
2. A signed YTD P&L statement

If? income is income derived from corporate ownership or a partnership

1. Complete Corporate Federal Tax Returns for previous 2 years, with ALL schedules
2. Complete Federal Tax Returns (corporate or partnership)