Special Offer - Ask about our Rebate Program!

Special Offer - Ask about our Zero cost Refinance!

Document Checklist

Documents needed for Pre-Approval / Purchase / Refinance

  1. ALL PAGES of the most recent 2 months? statements from Bank Accounts (checking, savings, CDs, Credit Unions, etc?) and any other ?liquid? accounts (e.g. Stock and Mutual funds)
  2. ALL PAGES of the most recent 2 months? statements from Retirement Accounts (401K, IRA)
  3. Pay stubs covering the most recent 4 weeks of employment
  4. The End-of-Year pay stubs from previous two years (last ones rec?d in Dec of those years)?if available. Needed to document Bonus income.
  5. W2s for previous 2 years
  6. A recent mortgage statement
  7. Copy of Homeowner?s Insurance policy declaration page, (OR Name and phone # of Insurance Agent)
  8. Name and phone # of landlord or apartment manager (if 1st-time homebuyer)
  9. Copy of Green Card (front and back) if NOT U.S. Citizens
  10. Copy of H-1 if applicable
  11. Copy of Driver?s Licenses for all buyers

If you have rental properties:

  1. Rental agreements
  2. Recent mortgage statements for these properties
  3. Complete Federal Tax Returns for previous 2 years, with ALL schedules

If? Self-employed or commissioned:

  1. Complete Personal Federal Tax Returns for , with ALL schedules
  2. A signed YTD P&L statement

If? income is income derived from corporate ownership or a partnership

  1. Complete Corporate Federal Tax Returns for previous 2 years, with ALL schedules
  2. Complete Federal Tax Returns (corporate or partnership)

Reach Us

Call: (408) 725-0555

Email: info@riarealtyinc.com

Testimonials

I am so happy to be working with you. You are always on top of everything so that our transactions together are very smooth and stress free! That is so very important in today's competitive market.

- Donna Z.

Send to Friend

Email Agent